HomeAssessor: I visityour home tosee thedamage. Whoam I?Food Spoilage:Your power wentout and your fridgeis full of sad,smelly food. Whatis this called?ClaimsManager: I'm theleader of theteam handlingyour claim. Whoam I?Premium: Youpay this to keepyour insuranceactive. What isit?Policyholder:I'm the personwho owns theinsurancepolicy. Who amI?Earth Movement:The groundbeneath yourhouse shifts andcauses cracks.What is this?Sum InsuredSafeguard: I'm anextra percentageof cover to protectyou from beingunderinsured.What am I?Mould: I grow indamp placesand can be badfor your health.What am I?Sum Insured:This is themaximumamount we willpay for yourclaim. What is it?Recoveries: Wechase the personwho caused thedamage to get ourmoney back. Whatis this departmentcalled?MaliciousDamage:Someonedeliberatelyvandalised yourproperty. What isthis?Accept: If youare happywith the offer,you do this.What is it?Pre-existingDamage: Thisdamage was therebefore the insuredevent happened.What is it?Invoice: Youreceive thisbill after thework is done.What is it?Cash Settlement:We give youmoney instead ofrepairing orreplacing. Whatis this?Fittings: I'ma curtain ora carpet.What am I?Nil Opportunity toInspect: Wecouldn't see thedamage before itwas repaired.What is thissituation called?Non-MatchingPolicy: Your policydoesn't cover therepair ofundamaged parts tomake them match.What is this?Commercial Storage:You need to put yourbelongingssomewhere safewhile your house isrepaired. Where dothey go?AuthorisedPerson on Claim:I can speak to theinsurer on yourbehalf. Who amI?Asbestos: I'm ahazardousmaterial foundin olderbuildings. Whatam I?Quote: Atradespersongives you thisdocument withan estimatedcost. What is it?Loss Adjuster: I'man independentexpert whoinvestigatescomplex claims.Who am I?Theft:Someone brokein and stoleyour TV. Whatis this eventcalled?Certificate ofCurrency: I'm theproof that yourinsurance is activeon a certain date.What am I?Fixtures: I'ma built-inwardrobe ora light fitting.What am I?Scope of WorksDispute: Thebuilder and theinsurer disagreeon the repair plan.What is thiscalled?BeValued: I'ma tool used tovalue contentsitems. What ismy name?TemporaryAccommodation:Your house isunlivable, so wepay for you to staysomewhere else.What is this called?Lightning: I'm abright flashduring a stormthat can fry yourelectronics.What am I?CAT Event: Ahuge hailstormhas affected anentire suburb.What do insurerscall this?Decision Letter:We send you thisto officially tellyou the outcomeof your claim.What is it?EOO: What isthe three-letteracronym for'Evidence ofOwnership'?Underwriting: We'rethe department thatdecides whether tooffer you insuranceand at what price.What are we?ImpactDamage: A carjust hit yourfence. Whatkind of damageis this?Repairs: Wefix yourdamageditems. Whatare we?Genesys: I'm thephone systemused to talk tocustomers.What is myname?Complaint: Youmake one ofthese whenyou're unhappywith the service.What is it?CIU: What isthe three-letteracronym for the'ClaimsInvestigationUnit'?Flood: I'm whathappens whena riveroverflows itsbanks. Whatam I?Excess: Youpay me whenyou make aclaim. Whatam I?Lodgement:This is the firststep of makinga claim. Whatis it?Restoration: Wespecialise inbringing your fireor water-damageditems back to life.What is our job?Engineer's Report:I'm a technicaldocument thatexplains the causeof structuraldamage. What amI?Make Safe: We dothis to preventfurther damage,like putting a tarpon a damagedroof. What is thisaction called?Inventory ofLoss: You listall yourdamaged itemson me. Whatam I?Product DisclosureStatement (PDS):I'm the bigdocument thatexplains everythingabout your policy.What am I?Policy: This isyour contractwith theinsurancecompany. Whatis it?Storm Chaser: Ifollow wild weatherand offer to fixyour roof,sometimesunethically. Whoam I?Maintenance:You do this tokeep yourproperty ingood condition.What is it?Contents:These are allthe movablethings insideyour home.What are they?Roofer: Youcall me whenyour roof isleaking. Whoam I?BuilderAssessmentReport: A builderwrites to me todetail the damageand repair costs.What am I?Wear and Tear:I'm the gradualdamage thathappens overtime. What amI?Fire: I'm hot,I'm fast, andI can be verydestructive.What am I?Variation: Thisis a change tothe agreedscope of works.What is it?AccidentalDamage: Youdropped yourlaptop down thestairs. What isthis?Hail: I'm icy andI fall from thesky, dentingcars and roofs.What am I?Replacement:We give you anew oneinstead of fixingthe old one.What is this?Breakage ofGlass: A cricketball just wentthrough yourwindow. What isthis event called?Reject: If youdon't agree withour decision,you can do this.What is it?Plumber:You call mewhen a pipebursts. Whoam I?Storm: I bringstrong winds,heavy rain, andsometimes hail.What am I?Dehumidifier:I'm a machinethat dries outa damp room.What am I?Escape of Liquid:A washingmachine hosebursts and floodsthe laundry. Whatis this eventcalled?Personal Effects:These are thethings you carrywith you, like yourphone and wallet.What are they?Decline: This iswhat we dowhen yourclaim is notcovered. Whatis it?IVAA: What isthe four-letteracronym for'InsuranceValue andAssessment'?HomeAssessor: I visityour home tosee thedamage. Whoam I?Food Spoilage:Your power wentout and your fridgeis full of sad,smelly food. Whatis this called?ClaimsManager: I'm theleader of theteam handlingyour claim. Whoam I?Premium: Youpay this to keepyour insuranceactive. What isit?Policyholder:I'm the personwho owns theinsurancepolicy. Who amI?Earth Movement:The groundbeneath yourhouse shifts andcauses cracks.What is this?Sum InsuredSafeguard: I'm anextra percentageof cover to protectyou from beingunderinsured.What am I?Mould: I grow indamp placesand can be badfor your health.What am I?Sum Insured:This is themaximumamount we willpay for yourclaim. What is it?Recoveries: Wechase the personwho caused thedamage to get ourmoney back. Whatis this departmentcalled?MaliciousDamage:Someonedeliberatelyvandalised yourproperty. What isthis?Accept: If youare happywith the offer,you do this.What is it?Pre-existingDamage: Thisdamage was therebefore the insuredevent happened.What is it?Invoice: Youreceive thisbill after thework is done.What is it?Cash Settlement:We give youmoney instead ofrepairing orreplacing. Whatis this?Fittings: I'ma curtain ora carpet.What am I?Nil Opportunity toInspect: Wecouldn't see thedamage before itwas repaired.What is thissituation called?Non-MatchingPolicy: Your policydoesn't cover therepair ofundamaged parts tomake them match.What is this?Commercial Storage:You need to put yourbelongingssomewhere safewhile your house isrepaired. Where dothey go?AuthorisedPerson on Claim:I can speak to theinsurer on yourbehalf. Who amI?Asbestos: I'm ahazardousmaterial foundin olderbuildings. Whatam I?Quote: Atradespersongives you thisdocument withan estimatedcost. What is it?Loss Adjuster: I'man independentexpert whoinvestigatescomplex claims.Who am I?Theft:Someone brokein and stoleyour TV. Whatis this eventcalled?Certificate ofCurrency: I'm theproof that yourinsurance is activeon a certain date.What am I?Fixtures: I'ma built-inwardrobe ora light fitting.What am I?Scope of WorksDispute: Thebuilder and theinsurer disagreeon the repair plan.What is thiscalled?BeValued: I'ma tool used tovalue contentsitems. What ismy name?TemporaryAccommodation:Your house isunlivable, so wepay for you to staysomewhere else.What is this called?Lightning: I'm abright flashduring a stormthat can fry yourelectronics.What am I?CAT Event: Ahuge hailstormhas affected anentire suburb.What do insurerscall this?Decision Letter:We send you thisto officially tellyou the outcomeof your claim.What is it?EOO: What isthe three-letteracronym for'Evidence ofOwnership'?Underwriting: We'rethe department thatdecides whether tooffer you insuranceand at what price.What are we?ImpactDamage: A carjust hit yourfence. Whatkind of damageis this?Repairs: Wefix yourdamageditems. Whatare we?Genesys: I'm thephone systemused to talk tocustomers.What is myname?Complaint: Youmake one ofthese whenyou're unhappywith the service.What is it?CIU: What isthe three-letteracronym for the'ClaimsInvestigationUnit'?Flood: I'm whathappens whena riveroverflows itsbanks. Whatam I?Excess: Youpay me whenyou make aclaim. Whatam I?Lodgement:This is the firststep of makinga claim. Whatis it?Restoration: Wespecialise inbringing your fireor water-damageditems back to life.What is our job?Engineer's Report:I'm a technicaldocument thatexplains the causeof structuraldamage. What amI?Make Safe: We dothis to preventfurther damage,like putting a tarpon a damagedroof. What is thisaction called?Inventory ofLoss: You listall yourdamaged itemson me. Whatam I?Product DisclosureStatement (PDS):I'm the bigdocument thatexplains everythingabout your policy.What am I?Policy: This isyour contractwith theinsurancecompany. Whatis it?Storm Chaser: Ifollow wild weatherand offer to fixyour roof,sometimesunethically. Whoam I?Maintenance:You do this tokeep yourproperty ingood condition.What is it?Contents:These are allthe movablethings insideyour home.What are they?Roofer: Youcall me whenyour roof isleaking. Whoam I?BuilderAssessmentReport: A builderwrites to me todetail the damageand repair costs.What am I?Wear and Tear:I'm the gradualdamage thathappens overtime. What amI?Fire: I'm hot,I'm fast, andI can be verydestructive.What am I?Variation: Thisis a change tothe agreedscope of works.What is it?AccidentalDamage: Youdropped yourlaptop down thestairs. What isthis?Hail: I'm icy andI fall from thesky, dentingcars and roofs.What am I?Replacement:We give you anew oneinstead of fixingthe old one.What is this?Breakage ofGlass: A cricketball just wentthrough yourwindow. What isthis event called?Reject: If youdon't agree withour decision,you can do this.What is it?Plumber:You call mewhen a pipebursts. Whoam I?Storm: I bringstrong winds,heavy rain, andsometimes hail.What am I?Dehumidifier:I'm a machinethat dries outa damp room.What am I?Escape of Liquid:A washingmachine hosebursts and floodsthe laundry. Whatis this eventcalled?Personal Effects:These are thethings you carrywith you, like yourphone and wallet.What are they?Decline: This iswhat we dowhen yourclaim is notcovered. Whatis it?IVAA: What isthe four-letteracronym for'InsuranceValue andAssessment'?

HiYA Christmas Event - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Home Assessor: I visit your home to see the damage. Who am I?
  2. Food Spoilage: Your power went out and your fridge is full of sad, smelly food. What is this called?
  3. Claims Manager: I'm the leader of the team handling your claim. Who am I?
  4. Premium: You pay this to keep your insurance active. What is it?
  5. Policyholder: I'm the person who owns the insurance policy. Who am I?
  6. Earth Movement: The ground beneath your house shifts and causes cracks. What is this?
  7. Sum Insured Safeguard: I'm an extra percentage of cover to protect you from being underinsured. What am I?
  8. Mould: I grow in damp places and can be bad for your health. What am I?
  9. Sum Insured: This is the maximum amount we will pay for your claim. What is it?
  10. Recoveries: We chase the person who caused the damage to get our money back. What is this department called?
  11. Malicious Damage: Someone deliberately vandalised your property. What is this?
  12. Accept: If you are happy with the offer, you do this. What is it?
  13. Pre-existing Damage: This damage was there before the insured event happened. What is it?
  14. Invoice: You receive this bill after the work is done. What is it?
  15. Cash Settlement: We give you money instead of repairing or replacing. What is this?
  16. Fittings: I'm a curtain or a carpet. What am I?
  17. Nil Opportunity to Inspect: We couldn't see the damage before it was repaired. What is this situation called?
  18. Non-Matching Policy: Your policy doesn't cover the repair of undamaged parts to make them match. What is this?
  19. Commercial Storage: You need to put your belongings somewhere safe while your house is repaired. Where do they go?
  20. Authorised Person on Claim: I can speak to the insurer on your behalf. Who am I?
  21. Asbestos: I'm a hazardous material found in older buildings. What am I?
  22. Quote: A tradesperson gives you this document with an estimated cost. What is it?
  23. Loss Adjuster: I'm an independent expert who investigates complex claims. Who am I?
  24. Theft: Someone broke in and stole your TV. What is this event called?
  25. Certificate of Currency: I'm the proof that your insurance is active on a certain date. What am I?
  26. Fixtures: I'm a built-in wardrobe or a light fitting. What am I?
  27. Scope of Works Dispute: The builder and the insurer disagree on the repair plan. What is this called?
  28. BeValued: I'm a tool used to value contents items. What is my name?
  29. Temporary Accommodation: Your house is unlivable, so we pay for you to stay somewhere else. What is this called?
  30. Lightning: I'm a bright flash during a storm that can fry your electronics. What am I?
  31. CAT Event: A huge hailstorm has affected an entire suburb. What do insurers call this?
  32. Decision Letter: We send you this to officially tell you the outcome of your claim. What is it?
  33. EOO: What is the three-letter acronym for 'Evidence of Ownership'?
  34. Underwriting: We're the department that decides whether to offer you insurance and at what price. What are we?
  35. Impact Damage: A car just hit your fence. What kind of damage is this?
  36. Repairs: We fix your damaged items. What are we?
  37. Genesys: I'm the phone system used to talk to customers. What is my name?
  38. Complaint: You make one of these when you're unhappy with the service. What is it?
  39. CIU: What is the three-letter acronym for the 'Claims Investigation Unit'?
  40. Flood: I'm what happens when a river overflows its banks. What am I?
  41. Excess: You pay me when you make a claim. What am I?
  42. Lodgement: This is the first step of making a claim. What is it?
  43. Restoration: We specialise in bringing your fire or water-damaged items back to life. What is our job?
  44. Engineer's Report: I'm a technical document that explains the cause of structural damage. What am I?
  45. Make Safe: We do this to prevent further damage, like putting a tarp on a damaged roof. What is this action called?
  46. Inventory of Loss: You list all your damaged items on me. What am I?
  47. Product Disclosure Statement (PDS): I'm the big document that explains everything about your policy. What am I?
  48. Policy: This is your contract with the insurance company. What is it?
  49. Storm Chaser: I follow wild weather and offer to fix your roof, sometimes unethically. Who am I?
  50. Maintenance: You do this to keep your property in good condition. What is it?
  51. Contents: These are all the movable things inside your home. What are they?
  52. Roofer: You call me when your roof is leaking. Who am I?
  53. Builder Assessment Report: A builder writes to me to detail the damage and repair costs. What am I?
  54. Wear and Tear: I'm the gradual damage that happens over time. What am I?
  55. Fire: I'm hot, I'm fast, and I can be very destructive. What am I?
  56. Variation: This is a change to the agreed scope of works. What is it?
  57. Accidental Damage: You dropped your laptop down the stairs. What is this?
  58. Hail: I'm icy and I fall from the sky, denting cars and roofs. What am I?
  59. Replacement: We give you a new one instead of fixing the old one. What is this?
  60. Breakage of Glass: A cricket ball just went through your window. What is this event called?
  61. Reject: If you don't agree with our decision, you can do this. What is it?
  62. Plumber: You call me when a pipe bursts. Who am I?
  63. Storm: I bring strong winds, heavy rain, and sometimes hail. What am I?
  64. Dehumidifier: I'm a machine that dries out a damp room. What am I?
  65. Escape of Liquid: A washing machine hose bursts and floods the laundry. What is this event called?
  66. Personal Effects: These are the things you carry with you, like your phone and wallet. What are they?
  67. Decline: This is what we do when your claim is not covered. What is it?
  68. IVAA: What is the four-letter acronym for 'Insurance Value and Assessment'?